What is a property documents checklist when buying a flat?

Key documents to verify before buying any flat include: MahaRERA registration (verify at maharera.mahaonline.gov.in); Occupancy Certificate (confirms legal habitability); Commencement/Completion Certificate (confirms municipal approval of construction); Encumbrance Certificate (confirms no outstanding loans or charges on the land title); the sanctioned building plan (confirms the unit is built as approved); and the Sale Agreement (which must state carpet area, possession date, and penalty clauses). At Piramal Vaikunth, the OC for Clusters 1, 2, 4, and 4A is in the Uploaded Documents section of each cluster's MahaRERA project page.

What is due diligence for property in Thane?

Due diligence for property in Thane includes: (1) RERA check on maharera.mahaonline.gov.in to confirm registration, promoter, and possession date; (2) OC verification in Uploaded Documents for ready-to-move units; (3) Encumbrance Certificate from the sub-registrar to confirm no undisclosed charges on the land; (4) physical inspection of the unit, common areas, and construction quality; (5) legal review of the Agreement for Sale by an independent property lawyer before signing. None of these can replace the developer's claims.

What is the Piramal Vaikunth floor plan, and how do I get it?

Floor plans for each configuration and cluster at Piramal Vaikunth are available from Piramal Realty's sales team. Request the specific floor plan for the cluster, tower, and unit you are evaluating, rather than a generic configuration plan. This allows you to verify the exact carpet area, room orientations, window placements, and balcony positions for your home. The carpet area on the floor plan must match what is stated in the Agreement for Sale.

Things to check before buying a flat in Thane — what's the most important?

The most crucial check before buying any flat in Thane is the OC status. Without an OC, you cannot legally occupy the property or register the flat in your name at the sub-registrar's office. Your bank will also withhold the final home loan disbursement. For flats in Thane that are marketed as ready-to-move, verify the OC in the Uploaded Documents section of the MahaRERA portal before your visit. At Piramal Vaikunth, Clusters 1, 2, 3A, 4, and 4A have their OC. Cluster 3B is still under construction.